There are several categories of debts that are not discharged in a Chapter 7 bankruptcy.

Here is a small sampling:

  1. Money owed for child support or alimony, fines, and some taxes
  2. Debts not listed on your bankruptcy petition
  3. Loans you got by knowingly giving false information to a creditor, who reasonably relied on it in making you the loan
  4. Debts resulting from “willful and malicious” harm (intentional torts like battery, etc.)
  5. Debts arising from acts involving alcohol (DUI, etc.)
  6. Student loans owed to a school or government body, unless the court decides that repayment would be an undue hardship
  7. Mortgages and other liens which are not paid in the bankruptcy case (but bankruptcy will wipe out your obligation to pay any additional money if the property is sold by the creditor)
  8. Some debts recently incurred before filing bankruptcy can be deemed non-dischargeable

 


Category: Bankruptcy
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