This is the second most common question we here from potential clients (“How much does it cost?” is the first!).
FHA guidelines state that a debtor can obtain FHA-backed mortgage financing two (2) years after Chapter 7 bankruptcy. It has been our experience that this is very accurate, and that your credit rating will most likely have recovered to the extent that you can qualify for a mortgage (all else being equal).
Here is the FHA’s website.
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