Entries by Scott Bell

Bankruptcy Filings Down 21% in April 2022

Bankruptcy analytics firm Epiq Bankruptcy is reporting that the number of bankruptcy filings in April 2022 is down 21% year-over-year from April 2021. This is a little surprising since March saw a 34% increase in filings over March 2021. Why the decrease in filings? The filing numbers have been pretty all over the map the […]

Why Do I Practice Bankruptcy Law?

As of this writing (May 2022), I have been a lawyer for almost 24 years(!). It’s hard to believe it’s been that long. Of those 24 years, I’ve practiced bankruptcy law exclusively for about 20 of those years. Other areas of the law that I’ve practiced is criminal defense, personal injury, family law, and social […]

Bankruptcy Filings Up 34% in March 2022

The number of bankruptcy filings in March 2022 rose 34% over the number of filings in February. Anecdotally, we’ve seen an increase of filings locally in Bakersfield as well. The number of filings typically notch up this time of year as people start to receive their tax refunds, and they use that to pay for […]

Inflation at its Highest Rate Since 1981

If you’ve been to the store in the last year, you know prices are rising. Just about everything costs more than it did a few months ago, when they were cost more than they did a few months before that. Inflation is running pretty wild at this point thanks to expanded government benefits increasing demand, […]

What You Need to Know About the 2021 Child Tax Credit

If you have children, and normally claim the federal Child Tax Credit on your taxes, you should have noticed an extra $300 for each child under 6, and $250 for each child 6-17, in your bank account last month. Part of the American Rescue Plan Act signed into law in March of this year, the […]

Tax Refunds Delayed

Hang tight-your tax refunds are on the way! Just a quick note to spread the word that according to Forbes (as well as other news organizations), any tax refund you may be owed as a result of taking the Earned Income Credit (EIC) will be delayed by law until at least February 15, 2017. This is […]

New Official Bankruptcy Forms

As of December 1, 2015, new bankruptcy forms were required to be used for all new cases. The purpose of redesigning the official bankruptcy forms was to permit more debtors (filers) to complete and file their own bankruptcy cases without the assistance of an attorney. Honestly, many bankruptcy attorneys were concerned that this would mean […]

It’s That Time of Year Again

You know what I mean: tax time! For a lot of people, the means more debt gets thrown on the pile because they wind up owing money. For many people, tax time is a bit of a blessing because they get a tax refund. Being self employed, it’s been a long time since I saw […]

Client Reviews

We love to make our clients happy. In fact, most of our clients come to us as referrals from past clients. This is huge! It means so much to us that a client was so happy with our services that he or she thought to tell other people about their positive experience with us and […]

Do I Have to Pay My Attorneys Fees Before Filing My Bankruptcy?

I do get asked this a lot. The short answer is “no”. You don’t have to do anything. But if you hire a bankruptcy lawyer, and he or she files your bankruptcy before being paid in full, then tell him or her to GO POUND SAND if they want you pay them. That’s right-unless an adversary […]